Insurance Bad Faith
If an insurance company violates it’s covenant of good faith with an insured party, there are instances where those insured are able to sue on a tort claim above and beyond a standard breach of contract. If an insurance company acts in “bad faith”, whether it be through malice, fraud, oppression, etc., the aggrieved insured may be able to recover what is owed according to the policy, but also to interest, legal costs, and damages due to distress caused by the act of “bad faith”.
Just because an insurance company is often much bigger than those it insures, that doesn’t mean they should be allowed to bully individuals into simply taking whatever they decide to give them. Let us ensure this injustice doesn’t go unchecked.